Other Funds such as Tempo Aggressive and A Voice For Change are currently offering composite funds with small residual residual value. These are examples to compare and contrast
By contrast, investing in passes, mentioned above, generally involves bonds, which are receivable but are not secured, and are therefore debt instruments. A 2008 Nash Interest Rate Standard survey by the City of New York found that principal payments on such trades were finding their way into the hands of the borrowers and not the lenders.
Some years ago then my good mate and I did A-levels in mathematics and physics (probability) and he got 3.2, so despite leaving school with a 6.4 he scored equally as well (if not better although our results were rounded up for the frame of reference).